# How to Protect Your Home While You're on Vacation
A New York Times Business columnist experienced property damage after returning from vacation, prompting experts to share practical prevention strategies for homeowners leaving their properties unoccupied.
The primary risk stems from water damage. Experts recommend fixing any leaking faucets or pipes before departure, as small drips compound over days or weeks into costly structural damage. Burst pipes represent the worst-case scenario, potentially causing tens of thousands of dollars in repairs. Turning off the main water valve before extended trips eliminates this risk entirely.
Food storage presents a secondary concern. Sealed containers prevent pest infestations and mold growth that thrive in warm, humid environments. Leaving food exposed invites rodents and insects that can cause additional damage beyond spoilage.
Beyond these basics, property protection involves several layers. Adjusting thermostat settings prevents frozen pipes in winter while reducing energy costs. Setting timers on lights creates the appearance of occupancy, deterring burglars. Asking trusted neighbors to collect mail and packages prevents the visual signal of an empty home. Some insurers offer discounts for homes fitted with water sensors and smart monitoring systems that alert owners to leaks remotely.
For extended absences, stopping mail delivery through the postal service eliminates a key theft indicator. Securing garage doors and side gates ensures burglars face multiple entry barriers.
The columnist's experience underscores that vacation disasters often stem from preventable oversights. Water-related damage remains the costliest homeowner insurance claim nationwide, and many policies carry deductibles of $500 to $1,000 per claim. Travel insurance typically does not cover property damage at primary residences, leaving homeowners financially responsible.
Property management companies offer comprehensive pre-vacation inspections for homeowners with second properties, checking systems and securing premises. Even primary residence owners benefit from a simple